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TMCNet:  The Main Street America Group Introduces Commercial Product Line to Grain Dealers Mutual Agents in Mississippi

[December 12, 2012]

The Main Street America Group Introduces Commercial Product Line to Grain Dealers Mutual Agents in Mississippi

OXFORD, Miss. --(Business Wire)--

The Main Street America Group has introduced its commercial product line, featuring its flagship Main Line Business Owners Policy (Main Line BOP), to approximately 50 independent agents who represent the super regional property/casualty insurance carrier's Grain Dealers Mutual Insurance Company throughout the state of Mississippi.

In addition to Main Line BOP, a property and liability product for small business owners that features especially broad eligibility, Grain Dealers Mutual agents also received access to the company's workers' compensation, commercial umbrella and new tiered commercial auto products. Launch meetings were recently held for Grain Dealers Mutual agents in Oxford, Miss., and Jackson, Miss.

"Since affiliating with Grain Dealers Mutual in 2009, we have built upon the carrier's strong tradition of serving 'Main Street' independent agent-customers and insureds," said Henry Pippins, president of Main Street America's Midwest Region. "We are pleased to bring our full suite of commercial lines products to The Magnolia State to help our agents take advantage of tremendous opportunities in a commercial market which is beginning to firm. Nearly 500 classes of businesses qualify for our Main Line BOP, which accounts for nearly 85 percent of the small business market."

Main Line BOP provides standard BOP coverages, as well as some 50 additional ones. For example, its features include business income/ordinary payroll coverage for up to 12 months, as well as generous money and securities coverage.

The small business owners' insurance product also includes extensive equipment breakdwn insurance and coverages particularly important today, such as employment practices liability and identity theft. In addition, a wide range of endorsements can be added to extend coverage further.

"With its many coverages and options, our agents have told us that our Main Line BOP is one of the best products on the market today," Pippins said.

Main Street America's independent agent distribution network in Mississippi will quote and issue policies for the new commercial products on Main Street America's Main Street Station policy processing system. The system features real-time rating and automated underwriting, which significantly speeds policy turnaround. This state-of-the-art system also provides agents with the ability to execute "what-if" quoting, in which they can change deductibles or other policy features to see its impact on premium.

Mississippi is the 23rd state to receive Main Street America's Main Line BOP. The product is now available in Arizona, Connecticut, Delaware, Indiana, Georgia, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Nevada, New Hampshire, New York, North Carolina, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Utah, Vermont and Virginia.

About The Main Street America Group

With roots dating back to 1923, The Main Street America Group is a super regional insurance company which writes business through nine property/casualty insurance carriers: NGM Insurance Company, Old Dominion Insurance Company, Main Street America Assurance Company, MSA Insurance Company, Great Lakes Casualty Insurance Company Grain Dealers Mutual Insurance Company, Main Street America Protection Insurance Company, Spring Valley Mutual Insurance Company and Austin Mutual Insurance Company. Based in Jacksonville, Fla., Main Street America offers a wide range of commercial and personal insurance, and fidelity and surety bond products to individuals, families and businesses throughout the United States.

With nearly $1 billion in premium written exclusively by 2,000-plus independent insurance agents, the 89-year-old company insures more than 600,000 policyholders in 30 states and writes bonds in 45 states. A.M. Best Company rates The Main Street America Group as an "A" (Excellent). Main Street America is the founding company partner of Trusted Choice®, the global branding program of the Independent Insurance Agents & Brokers of America. Main Street America is also an investor carrier in the new Consumer Agent Portal. For more information about Main Street America, please visit or connect with us on Facebook (News - Alert) at

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