Health insurance premiums are one of the biggest expenses people face, and seems like rates are always going up while the benefits go down.
In this economic climate, people are canceling their policies and hoping nothing bad happens. Since medical emergencies can happen at any moment, cancelling a policy is not advisable. Instead, you should shop for companies that are trying to keep their customers by creating incentives for lower premiums through different programs.
The partnership between SeeChange Health Insurance and OneMedical Group will encourage their members to take better care of themselves and save money in the process.
SeeChange tries to encourage its members to take better care of themselves by rewarding them with health incentive dollars. This is accomplished through preventative health actions members can take through the companies value-based benefit designs. As part of its Health Action Plan, individuals are given the incentive dollars when they complete a biometric screening which is basic lab tests, an annual wellness exam and filling out a health questionnaire.
By playing an active role in their health, they are able to prevent, detect and treat any health condition as soon as it happens. Studies have shown early detection of any disease is key for better outcomes, while at the same time saving large amounts of money for individuals, employers and insurers.
Health incentive dollars that members receive from the company can be used to pay annual membership to OneMedical Group.
"Our health insurance products are designed to encourage utilization of high-value medical services. One Medical Group offers accessible, best-in-class service to patients and aligns exceptionally well with our model where preventive and primary care are paramount," said Martin Watson, CEO at SeeChange Health.
OneMedical Group provides primary care services with accessible and affordable rates. It has multiple locations in the Bay Area in San Francisco, Palo Alto (News - Alert) and Larkspur.
"Like SeeChange, One Medical believes that a proactive approach to health care starts with doctors and patients having an open and honest discussion about their goals. SeeChange members already understand the financial value of taking steps to maximize their health. Now members in the Bay Area have better access to primary care that is built around their schedules and designed to tackle their health questions and get them back to enjoying life," said Dr. Jeff Levin-Scherz, chief medical officer for One Medical Group.
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Edited by Braden Becker